Core Insights - The total accumulated enterprise annuity fund in China reached 2.64 trillion yuan by the end of 2021, with actual operating assets amounting to 2.6 trillion yuan and an investment return of 124.198 billion yuan, reflecting a weighted average return rate of 5.33% [1] - The enterprise annuity system serves as a crucial supplement to the national basic pension insurance, representing the "second pillar" of China's urban employee pension insurance system [1] - The development of the enterprise annuity system in China is lagging compared to developed countries, with a low overall coverage rate [1] Group 1 - The Chinese government has elevated addressing population aging to a national strategy, emphasizing the need to improve the multi-tiered pension security system, including the development of enterprise annuities and occupational annuities [1] - Liu Xiangdong, Deputy Director of the Economic Research Department at the China International Economic Exchange Center, suggests enhancing the standardization of enterprise annuities and simplifying the enrollment process to encourage participation [2] - The enterprise annuity market in China has been operational for 16 years, with single plans being the primary component, and 2021 data showing that equity-based investments outperformed fixed-income investments [2] Group 2 - The potential for enterprise annuities to enter the market remains significant, as they can expand the institutional investor base, enhance market liquidity, and contribute to market stability, which is vital for the long-term healthy development of the capital market [3]
去年企业年金达2.64万亿元 投资收益1241.98亿元
Xin Hua Wang·2025-08-12 06:30