原中国保监会副主席周延礼：绿色农业保险全面助力乡村振兴

Core Viewpoint - The emphasis on agricultural insurance is increasing as the central government prioritizes rural revitalization, aiming to enhance agricultural insurance services and contribute to rural development [1][2]. Group 1: Agricultural Insurance Development - China is the largest agricultural insurance market by premium income, with 97.602 billion yuan in 2021, a year-on-year increase of 19.77%, providing risk coverage of 4.72 trillion yuan to 178 million farming households [2]. - The central government's financial subsidies have significantly improved, with a leverage ratio of 1:3, meaning every 1 yuan from the central government generates 3 yuan in agricultural premium [2]. - The agricultural insurance system is expanding its coverage to include major crops and various agricultural sectors, enhancing the product offerings and increasing the protection levels for farmers [2][5]. Group 2: Service Improvement and Innovation - The service level of agricultural insurance is improving, with a more robust grassroots service network and enhanced technological support, leading to increased satisfaction among insured farmers [3]. - The insurance industry is encouraged to develop products tailored for rural revitalization, including microcredit guarantee insurance and inclusive insurance for low-income populations [4]. Group 3: Strategic Focus Areas - The insurance sector is urged to strengthen poverty alleviation insurance services and explore multi-party risk-sharing mechanisms involving banks and government [4]. - There is a call to develop seed insurance products to support the agricultural industry, ensuring food security and high-quality agricultural development [5]. - Continuous reform and innovation in agricultural insurance are necessary, focusing on stability, support, and creativity to adapt to new challenges [6][7].