苏州进一步扩大住房公积金使用范围家人患重病也可申请提取

Core Points - Suzhou has introduced a new housing provident fund policy that expands the usage scope of the fund, allowing it to be used for property management fees and severe illness treatment. The new policy will take effect on September 1 and is valid for two years [1][2] - The policy optimizes the recognition standards for housing provident fund loan usage, allowing families to reduce their loan usage count if they sell a property purchased with the fund. The down payment ratio for housing provident fund loans for first or second homes has been adjusted to a minimum of 15% of the total housing price [1][2] Group 1 - The new policy allows individuals to withdraw housing provident funds for severe illness treatment, with a limit of two withdrawals per year, not exceeding the sum of personal out-of-pocket and self-paid medical expenses [2] - Property management fees can also be paid using the housing provident fund, with a limit of one withdrawal per year, not exceeding the actual payment for one year of property management fees [2] Group 2 - The changes are expected to encourage families to upgrade their housing by reducing the restrictions on loan usage, thereby stimulating demand for improved housing [1]