Compared to Estimates, H&R Block (HRB) Q4 Earnings: A Look at Key Metrics

Core Insights - H&R Block reported $1.11 billion in revenue for the quarter ended June 2025, a year-over-year increase of 4.6%, with an EPS of $2.27 compared to $1.89 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $1.07 billion by 3.74%, while the EPS fell short of the consensus estimate of $2.81 by 19.22% [1] Revenue Breakdown - U.S. assisted tax preparation revenue was $686.01 million, surpassing the average estimate of $673.22 million, reflecting a year-over-year increase of 5.2% [4] - U.S. royalties revenue was $49.57 million, slightly above the estimated $47.11 million, but down 4.2% year-over-year [4] - U.S. DIY tax preparation revenue reached $152.09 million, exceeding the estimate of $126.25 million, marking a 13.3% increase year-over-year [4] - International revenue was $89.89 million, above the estimate of $87.73 million, with a year-over-year increase of 1.3% [4] - Refund Transfers revenue was $22.3 million, slightly below the estimate of $23.35 million, but up 4.4% year-over-year [4] - Tax Identity Shield revenue was $14.97 million, slightly above the estimate of $14.81 million, but down 9.7% year-over-year [4] - Peace of Mind Extended Service Plan revenue was $32.46 million, below the estimate of $34.87 million, reflecting a 4.5% year-over-year decline [4] - Interest and fee income on Emerald Advance was $2.36 million, significantly below the estimate of $5.02 million, down 44.1% year-over-year [4] - Other revenue was $18.1 million, slightly below the estimate of $18.93 million, down 4.3% year-over-year [4] - Wave revenue was $29.54 million, exceeding the estimate of $26.41 million, with a year-over-year increase of 14.4% [4] - Emerald Card and Spruce revenue was $13.72 million, above the estimate of $12.69 million, reflecting a 6% year-over-year decline [4] Stock Performance - H&R Block shares have returned -2.7% over the past month, while the Zacks S&P 500 composite has increased by 2% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]