天津：“安全统筹”≠正规保险

Core Viewpoint - The Tianjin Financial Regulatory Bureau issued a risk alert regarding "Traffic Safety Coordination" for motor vehicles, highlighting the increase in complaints about misleading sales practices by entities posing as legitimate insurance companies [1][2]. Group 1 - "Traffic Safety Coordination" is not equivalent to formal insurance, and consumer rights are not protected. This service is a non-operational mutual assistance behavior initiated by transportation enterprises, and entities offering this service are not licensed insurance companies [1]. - Consumers are advised to be cautious of entities with names similar to legitimate insurance companies and to avoid contracts that do not explicitly use the term "insurance" [2]. - To ensure adequate protection of rights, consumers should recognize the risks associated with "Traffic Safety Coordination" and seek insurance from licensed institutions [2].