个人消费贷款申请流程如何？财政部解读

Core Points - The State Council held a press conference on August 13 to introduce two subsidy policies: personal consumption loan interest subsidies and service industry operating entity loan interest subsidies [1][3] - The policies aim to simplify the application process and remove complex requirements, ensuring broad accessibility for the public and business entities [3] Policy Details - The Ministry of Finance, represented by Vice Minister Liao Min, emphasized that the policies are designed to be user-friendly, with the loan processing institutions primarily responsible for interest subsidy calculations and applications [3] - For personal consumption loans, borrowers must authorize the processing institutions to access transaction information related to their loan accounts for subsidy calculation purposes [3]