Zhong Guo Jin Rong Xin Xi Wang·2025-08-13 06:49Core Viewpoint - The article emphasizes the pivotal role of private enterprises in Suzhou's economic development, highlighting the support provided by financial institutions like the Bank of China Suzhou Branch in fostering the growth of these enterprises and enhancing the quality of manufacturing [1][3]. Group 1: Support for Private Enterprises - Private enterprises contribute over 60% of tax revenue, over 80% of urban employment, over 85% of technological innovation, and over 90% of the total number of enterprises in Suzhou [1]. - The Bank of China Suzhou Branch has established a comprehensive financial service chain to support private enterprises throughout their lifecycle, with a focus on high-quality development in manufacturing [1][3]. - As of mid-2025, the loan balance for private enterprises at the Bank of China Suzhou Branch exceeded 210 billion yuan, with new loans to private enterprises accounting for over 57% of total new loans [1]. Group 2: Financial Products and Innovations - The Bank of China Suzhou Branch launched the "Credit Index Loan" to facilitate financing for small and micro enterprises, providing up to 5 million yuan in pure credit loans [2]. - The "Zhongyin Science and Technology Innovation Loan" was introduced to support the growth of medium-sized enterprises, addressing their financing needs during critical growth phases [2]. - The bank has approved over 3.7 billion yuan in stock repurchase loans for 15 clients since the introduction of the stock repurchase policy in October 2024 [3]. Group 3: International Expansion Support - The Bank of China Suzhou Branch has developed a service mechanism to assist private enterprises in expanding internationally, leveraging its global network across 64 countries and regions [5]. - A "Cross-Border E-commerce Exclusive Loan" was introduced to support small and micro enterprises in the cross-border e-commerce sector, with a maximum credit limit of 30 million yuan [5][6]. - The bank has established a long-term cooperation mechanism with the local commerce bureau, identifying nearly 200 key cross-border e-commerce enterprises for potential credit support [6]. Group 4: Supply Chain Financial Services - The Bank of China Suzhou Branch focuses on supply chain finance, creating tailored financial solutions for different industries to enhance financing accessibility for private enterprises [7]. - The "Zhongyin Smart Chain Financing" product was introduced to address cash flow issues for enterprises and their suppliers, facilitating online operations and improving customer experience [8][9]. - As of mid-2025, over 90 suppliers of a high-tech enterprise received nearly 1.3 billion yuan in financing through the bank's supply chain financial services [9].