又出现银行，基金销售违规

Regulatory Issues - Jinshang Bank has been issued a warning letter by the Shanxi Securities Regulatory Bureau due to two violations in its fund sales operations [1][2] - The violations include the fund sales department head lacking the necessary qualifications and failure to submit relevant personnel changes for record [2][3] - The bank is required to submit a written rectification report within 30 days of receiving the decision [3] Financial Performance - Jinshang Bank reported a net profit of 1.75 billion yuan for the previous year, marking a 12.6% decrease year-on-year, which is the first decline since its listing [4] - As of the end of 2024, the bank's total assets reached 376.31 billion yuan, with deposits amounting to 300.86 billion yuan and loans totaling 127.31 billion yuan, reflecting a 5.8% increase year-on-year [4] - The non-performing loan ratio stood at 1.77%, a slight decrease of 0.01 percentage points from the previous year, although the amount of loans under concern increased significantly [4]