财政部：两项贴息政策将财政金融政策着力点更多转向惠民生、促消费

Core Viewpoint - The Chinese government is implementing personal consumption loan interest subsidies and service industry loan interest subsidies to stimulate domestic consumption and economic growth, marking a significant shift in fiscal and financial policy focus towards enhancing people's livelihoods and promoting consumption [1][2]. Group 1: Policy Implementation - The Ministry of Finance, in collaboration with other departments, has released the "Implementation Plan for Personal Consumption Loan Interest Subsidy Policy" and the "Implementation Plan for Service Industry Loan Interest Subsidy Policy" to support consumption and expand domestic demand [1]. - These subsidy policies aim to leverage fiscal and financial cooperation to direct more credit towards the consumption sector, thereby reducing credit costs for residents and businesses [1][2]. Group 2: Innovation and Efficiency - This is the first time at the central government level that interest subsidies are being applied to personal consumption loans and service industry loans, which has been described as a new "national subsidy" in the consumption loan sector [2]. - The subsidy approach is noted for its precision, greater support for consumption, broader coverage, and more efficient processes [2]. Group 3: Future Outlook - The Ministry of Finance plans to continuously refine these policies based on experience and aims for them to effectively meet consumer demand while also integrating with existing policies like the consumer trade-in subsidies [2]. - The government emphasizes the importance of these policies in making domestic consumption a primary driver of national economic growth [2].