知识产权价值评估难题待解（经济日报）

Core Viewpoint - The establishment of the "Beijing Intellectual Property Financial Ecosystem Comprehensive Pilot Action Plan" aims to facilitate the transformation and utilization of intellectual property (IP) results, enabling companies to leverage their IP for financing, thus promoting a virtuous cycle between technological innovation and financial services [1][2]. Group 1: Pilot Program Implementation - The pilot program is being implemented in several regions, including Beijing, Shanghai, Jiangsu, Zhejiang, Guangdong, Sichuan, Shenzhen, and Ningbo, with steady progress and a series of achievements reported [1]. - Key measures in the pilot program include detailed actions in registration, evaluation, disposal, and compensation of intellectual property [1]. Group 2: Challenges in IP Valuation - A significant challenge in the pilot program is the fair evaluation of intellectual property value, which has historically been a barrier between technology companies and financial institutions [2]. - The inability to assess IP value complicates subsequent processes such as loan issuance, loan amount determination, and pricing of funds [2]. Group 3: Solutions and Recommendations - The report suggests leveraging government support in providing data, models, and systems for IP valuation, and exploring the establishment of intelligent models for IP value assessment in certain regions [2]. - Commercial banks are encouraged to adopt internal evaluations or negotiate with enterprises for IP pledge loans below 10 million yuan, while also optimizing evaluation methods and expanding the scope of internal assessments [3]. - To address issues like "registration difficulties" and "disposal challenges," targeted policies should be introduced, such as improving IP transaction mechanisms and building specialized disposal platforms [3].