香港金融管理局总裁余伟文：“坏帐银行”完全不切合目前香港银行体系稳健经营的情况

Core Viewpoint - The Hong Kong banking system is well-capitalized, has sufficient provisions, and possesses strong financial strength to cope with market fluctuations, despite facing increased credit risks in a challenging macroeconomic environment [1] Group 1: Banking System Stability - The Hong Kong Monetary Authority's president emphasized the robustness of the banking system, indicating that it is not currently facing severe issues that would necessitate the establishment of a "bad bank" [1] - The profitability of banks in Hong Kong remains unaffected by the rising credit risks, suggesting resilience in their business models [1] Group 2: Clarification on "Bad Bank" Rumors - The president clarified that the concept of a "bad bank" is a measure taken only when there are serious problems with a bank's balance sheet, which is not applicable to the current situation in Hong Kong [1]