Voya Financial(US:VOYA) ZACKSยท2025-08-13 18:16Core Insights - Voya Financial, Inc. (VOYA) shares are trading at a discount compared to the Zacks Life Insurance industry, with a price-to-book value of 1.11X, lower than the industry average of 1.63X, the Finance sector's 4.23X, and the Zacks S&P 500 Composite's 8.2X [1] - Voya has a market capitalization of $7 billion and an average trading volume of 0.8 million shares over the last three months [1] - Voya's shares have gained 11% over the past year, outperforming the industry growth of 8.7%, but underperforming the Finance sector and the S&P 500 Composite, which increased by 19% and 18.1%, respectively [3] Financial Performance - Voya has been trading above its 200-day simple moving average (SMA), indicating a short-term bullish trend [6] - The Zacks Consensus Estimate for Voya's 2025 earnings per share indicates a year-over-year increase of 37.3%, with revenues projected at $1.2 billion, reflecting a 14.9% year-over-year improvement [10] - The consensus estimates for 2025 and 2026 earnings have increased by 2.2% and 0.4%, respectively, in the last week, showing analysts' optimism [11] Market Position - The average price target for Voya, based on short-term targets from 12 analysts, is $81.4 per share, suggesting a potential upside of 14.7% from the last closing price [12] - Voya's long-term strategic partnership with Allianz Global Investors has enhanced its scale and diversification, significantly broadening its asset management capabilities [14] - Voya generates strong earnings from its diversified portfolio, which includes Wealth Solutions, Investment Management, and Health Solutions, characterized by high growth potential and strong returns [15] Challenges - Total expenses increased by 2.1% year-over-year to $1.8 billion in Q2, driven by higher policyholder benefits and operating costs [16] - While Voya benefits from strong performance across its core businesses, rising expenses and benefit costs present challenges that could temper financial performance [17]