央行公布最新金融数据，体现适度宽松的货币政策取向

Group 1 - The central bank's financial data indicates that as of the end of July, the social financing scale and broad money supply (M2) grew by 9% and 8.8% year-on-year, respectively, reflecting a moderately loose monetary policy that supports the real economy [1] - The new personal housing loan interest rate is approximately 3.1%, while the new corporate loan interest rate is about 3.2%, both showing a decline of around 45 and 30 basis points compared to the same period last year, indicating a relatively abundant credit supply [2][3] - The total RMB loans increased by 12.87 trillion yuan in the first seven months, with household loans rising by 680.7 billion yuan and corporate loans increasing by 11.63 trillion yuan, demonstrating strong support for the real economy [4] Group 2 - The increase in loan interest rates has been sustained at low levels for an extended period, suggesting that credit resources are generally abundant and the financing needs of the real economy are being met [3] - The diversity of corporate financing channels has increased due to financial market innovations and the rapid expansion of government bond issuance, making it more challenging for loans alone to reflect the effectiveness of financial support for the real economy [5] - The new loan issuance metric is significant as it reflects the actual lending and repayment situation, indicating that effective financing demand from the real economy is being adequately satisfied [6]