东莞银行开卡实测：25分钟办完，开卡被额外查验租赁合同等

Core Viewpoint - The tightening of bank card issuance processes to prevent telecom fraud and money laundering has led to excessive restrictions on transaction limits, causing concerns among users [2]. Group 1: Bank Card Issuance Process - Banks are implementing stricter card issuance processes, with a focus on anti-fraud measures, resulting in a significant increase in compliance requirements for new cardholders [2]. - The evaluation of eight bank branches in Dongguan revealed a wide disparity in service quality, with scores ranging from 59 to 90, indicating varying levels of efficiency and user experience [2]. Group 2: Transaction Limits - New cardholders face transaction limits, with most banks setting single and daily limits at 5,000 yuan, and some banks allowing for limit increases after 3-6 months based on usage [2][5]. - Specific banks have introduced additional requirements for increasing transaction limits, such as providing proof of regular income or significant deposits [5]. Group 3: Compliance and Service Quality - The overall compliance of the card issuance process is high, with mandatory risk assessments and anti-fraud education being integral parts of the procedure [6]. - Despite the compliance measures, users reported being required to bind their accounts to third-party payment platforms, which raises questions about the transparency of the process [6].