平安银行开卡测评：流程整体合规，按要求做投资风险测评

Core Viewpoint - The tightening of bank account opening processes to prevent telecom fraud and money laundering has led to excessive restrictions on transaction limits, causing concerns among users [2][4]. Group 1: Bank Evaluation - A survey conducted by a media outlet assessed eight bank branches in Dongguan based on efficiency, compliance, fraud prevention execution, and service quality, revealing a wide disparity in user experience [2]. - The banks performed well in fraud prevention, with mandatory anti-fraud education becoming a standard part of the account opening process [2][6]. - Transaction limits for newly opened accounts are generally set at 5,000 yuan per transaction or per day, with some banks allowing users to apply for higher limits after 3-6 months of usage [2][4]. Group 2: Specific Bank Case Study - At Ping An Bank's Dongguan branch, the account opening process took approximately 45 minutes, with a total score of 75 out of 100 based on the evaluation criteria [2]. - The bank's staff informed that the daily transfer limit for new accounts was set between 1,000 to 3,000 yuan due to fraud prevention measures, with a potential for adjustment based on account activity [4]. - The account opening process was compliant, requiring risk assessments and prohibiting illegal activities, with no pressure to purchase additional financial products [6].