推进结构性货币政策工具运用增量扩面 中国人民银行黄山市分行“四维”发力贯彻落实一揽子货币政策

Core Viewpoint - The implementation of structural monetary policy tools is a significant policy measure to support major strategies, key areas, and weak links in financial services, with the People's Bank of China (PBOC) launching a comprehensive monetary policy package in May 2025 to create a favorable monetary environment for sustained economic recovery [1] Group 1: Implementation of Monetary Policy - The PBOC's Anhui branch has actively implemented the monetary policy package by taking measures across four dimensions: ensuring responsibility, solidifying the foundation for effective use, targeted guidance, and optimizing processes to enhance quality and efficiency [1] - The Anhui branch has established a mechanism for information sharing with government departments and has pushed 305 project or enterprise lists to state-owned banks, with successful loan applications amounting to 132 million yuan [2] Group 2: Support for Agriculture and Small Enterprises - The PBOC's Anhui branch has optimized the allocation of resources for agricultural and small enterprise loans, with the latest credit limit for such loans reaching 4.605 billion yuan since 2025 [4] - As of July 2025, the balance of agricultural and small enterprise loans in Huangshan City reached 4.47 billion yuan, a year-on-year increase of 12.53%, with a cumulative issuance of 4.665 billion yuan, up 45.71% [5] Group 3: Policy Promotion and Training - The Anhui branch has organized 23 monetary policy promotion sessions, engaging over 700 business leaders to enhance awareness of the policies [3] - The branch has guided local financial institutions in revising the new system for agricultural and small enterprise loans, ensuring smooth processes and effective utilization [5] Group 4: Evaluation and Incentives - A regular evaluation mechanism for the effectiveness of agricultural and small enterprise loan policies has been established, with small enterprise loans growing by 7.48% year-on-year as of June 2025 [6][7] - The implementation of a "re-loan + homestay" project management model has led to 612 million yuan in loans for the homestay and cultural tourism industry, benefiting over 200 homestay operators [7] Group 5: Internal Control and Management - The Anhui branch has revised management and operational guidelines for agricultural and small enterprise loans, emphasizing strict management and internal controls to enhance service quality [8]