沪农商行落地上海市首笔“政府采购贷”担保业务

Core Viewpoint - Shanghai Rural Commercial Bank has launched the first "Government Procurement Loan" guarantee business in Shanghai, providing credit support to a "whitelist" enterprise that won a government procurement project, effectively alleviating financing burdens for businesses [1] Group 1: Government Procurement Loan - The "Government Procurement Loan" guarantee business is a specialized product launched by the Shanghai Municipal Small and Micro Enterprise Policy Financing Guarantee Fund Management Center in collaboration with pilot banks, aimed at providing tailored financial services for "whitelist" enterprises that have won government procurement projects in the past three years [1] - Shanghai Rural Commercial Bank has quickly deployed a specialized plan to ensure the implementation of the "Government Procurement Loan" guarantee business, clarifying service processes and standards [1] - Shanghai YJ Information Technology Co., Ltd. is the first to benefit from this policy, receiving support due to its stable project performance and long repayment cycles associated with educational and government infrastructure projects [1] Group 2: Product and Service Development - Shanghai Rural Commercial Bank has diversified its product matrix to meet the financial needs of enterprises at different stages of development, covering the entire lifecycle from startup to maturity, including various loans and special guarantee products [2] - The bank has enhanced service efficiency by promoting seamless renewal loans, with nearly 20 billion yuan issued in non-repayment renewal loans in the first half of 2025, representing over 110% growth year-on-year and serving more than 2,400 clients [2] - In the entrepreneurship and employment sector, the bank has issued over 2.4 billion yuan in entrepreneurial guarantee loans, injecting financial resources into over 700 entrepreneurial organizations in Shanghai [2] Group 3: Inclusive Finance - As of June 2025, the balance of inclusive small and micro enterprise loans at Shanghai Rural Commercial Bank has exceeded 90 billion yuan, maintaining a growth rate higher than the average for all loans [3] - The bank aims to deepen its inclusive finance practices by providing more precise products, efficient services, and broader coverage to inject growth momentum into small and micro enterprises, contributing to the high-quality development of Shanghai's economy [3]