河北省支持小微企业融资协调工作机制取得积极成效

Core Viewpoint - The establishment of a provincial-level coordination mechanism in Hebei aims to enhance financing support for small and micro enterprises, which are crucial for economic development and stability [1][2] Group 1: Financing Mechanism - In October 2024, Hebei's Development and Reform Commission and Financial Regulatory Bureau initiated a coordination mechanism to facilitate bank credit access for small and micro enterprises [1] - The mechanism includes a three-tiered working group at the provincial, municipal, and county levels, focusing on direct engagement with businesses through activities like "thousand enterprises and ten thousand households visits" [1] - The financing approach is based on five standards: compliance with regulations, fixed business locations, genuine financing needs, good credit status, and lawful loan purposes [1] Group 2: Impact and Results - By the end of July 2025, over 5.35 million small and micro enterprises were visited, resulting in new credit issuance of 1.3 trillion yuan and new loans of 1.1 trillion yuan, with 49.6% being credit loans [2] - The mechanism not only addresses financing issues but also focuses on resolving operational challenges faced by small enterprises, thereby boosting their confidence and supporting economic health in Hebei [1][2] Group 3: Future Plans - The Hebei Development and Reform Commission plans to deepen the financing support mechanism, efficiently assess financing needs, and enhance financial service levels to stimulate development momentum for small enterprises [2]