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Core Viewpoint - The implementation of a 1% annual interest subsidy for personal consumption loans starting from September 1 is expected to significantly boost consumer spending by several hundred billion yuan [1]. Group 1 - The policy was jointly issued by three departments, indicating a coordinated effort to stimulate consumer lending [1]. - Following the announcement, there has been a notable increase in inquiries at bank branches in Shenzhen, with many customers preemptively applying for loan limits in anticipation of the policy's official rollout [1]. - Experts estimate that this initiative could lead to a substantial increase in consumption, potentially amounting to several hundred billion yuan [1].