江苏出台“智建贷”财政贴息实施方案

Core Points - The Jiangsu Province has introduced a financial subsidy policy called "Jiangsu Smart Construction Loan" to encourage financial and social capital investment in the smart construction sector from 2025 to 2027 [1][2] - Eligible projects can receive a subsidy of 1.5 percentage points on loan interest from provincial finances, with a maximum annual subsidy of 5 million yuan per project [1] - The subsidy applies to enterprises engaged in smart construction research and application that meet specific criteria, including being registered in Jiangsu, having independent legal status, and maintaining stable operations without major safety or environmental incidents [1] Summary by Sections - Subsidy Details - The subsidy is applicable to bank loans for projects related to smart construction transformation and intelligent equipment empowerment, with interest rates capped at 50 basis points above the Loan Prime Rate (LPR) at the time of loan issuance [2] - The total subsidy for "Jiangsu Smart Construction Loan" in 2025 is limited to 20 million yuan, allocated on a first-come, first-served basis until the quota is exhausted [2] - Eligibility Criteria - Eligible enterprises must have been operating for at least one year by the end of 2024, have no significant safety, environmental, or quality incidents in the past three years, and not be listed as serious dishonest entities [1] - Each enterprise can only have one loan project benefiting from the subsidy per year [2]