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刚获批控股就挂牌转让?武汉农商行年内密集调整村镇银行股权
Xin Lang Cai Jing·2025-08-15 00:20

Core Viewpoint - Wuhan Rural Commercial Bank has received approval to acquire and control Hainan Tunchang Changjiang Village Bank, but shortly after, it announced the transfer of its 91% stake in the same bank, reflecting a trend of rapid consolidation in the village banking sector [1][8]. Group 1: Acquisition and Control - On August 6, Wuhan Rural Commercial Bank was approved to acquire 3.64 million shares of Hainan Tunchang Changjiang Village Bank, resulting in a 91% ownership stake [3]. - The acquisition is part of a broader strategy, as Wuhan Rural Commercial Bank has been actively increasing its stakes in various village banks, having received regulatory approval for 11 such acquisitions in the past year [4][12]. Group 2: Rapid Divestment - On August 14, just eight days after gaining control, Wuhan Rural Commercial Bank listed its stakes in three village banks for sale, including the 91% stake in Hainan Tunchang Changjiang Village Bank, with a transfer price of approximately 796.44 million yuan [8][9]. - The three banks listed for sale have been experiencing significant losses, with combined losses nearing 36 million yuan and revenues failing to exceed 10 million yuan [10][12]. Group 3: Industry Trends - The actions of Wuhan Rural Commercial Bank are indicative of a larger trend in the village banking sector, where consolidation and restructuring are accelerating as part of ongoing reforms aimed at mitigating financial risks [12][16]. - The number of village banks in China has decreased from 1,538 at the end of 2024 to 1,460 by mid-2025, highlighting a trend of exits from the market [16].