Core Insights - The company reported its Q2 2025 financial results, showing significant growth in user base and loan facilitation [2] - The company has deepened its embedded finance strategy, enhancing user experience across various sectors [2] User Metrics - The platform serves a total of 165 financial institutions, with registered users reaching 276 million, representing a year-on-year growth of 11.4% [2] - The cumulative number of credit users increased to 60.2 million, up 12.3% year-on-year, while borrowing users reached 36.8 million, reflecting a 14.9% increase [2] - In Q2, the company added 1.79 million new credit users, a 40% year-on-year increase, and 1.23 million new borrowing users, approximately 60% higher than the previous year [2] Loan Facilitation - The platform facilitated loans totaling 84.6 billion yuan in Q2, marking a 16% year-on-year increase, with outstanding loans at 140.1 billion yuan [2] - Over half of the new credit users came from embedded finance channels, which saw a year-on-year growth of 103% in new credit users and approximately 155% growth in loan volume [2] Financial Performance - The company's revenue for Q2 reached 5.2 billion yuan, reflecting an 11.2% quarter-on-quarter increase and a 25.4% year-on-year increase [2] - The non-GAAP net profit for the quarter was reported at 1.85 billion yuan [2]
奇富科技第二季度营收52亿元 环比增长11.2%