建行江苏省分行：以金融之力助推城乡融合发展

Core Viewpoint - Jiangsu province is actively exploring rural revitalization and urban-rural integration, with a focus on innovative financial services to support these initiatives [1][4]. Financial Services Innovation - China Construction Bank Jiangsu Branch has developed a comprehensive financial service system to facilitate the flow of social capital, technology, and talent between urban and rural areas, aiming to inject strong momentum into urban-rural integration [1]. - The bank's agricultural loan balance is expected to reach nearly 340 billion yuan by June 2025, with a growth rate exceeding 15% [1]. - The bank has launched products like "Yunong Quick Loan (Industry Chain Version)" to address the financing needs of farmers, allowing them to apply for loans via mobile phones [2]. Organizational Structure and Strategy - The Jiangsu Branch established a Rural Revitalization Financial Department in March 2021 to coordinate financial services in the agricultural sector [2]. - A three-year action plan for county-level business expansion was issued in 2022, featuring 28 supporting policies tailored to different county branches [2][3]. Leadership and Community Engagement - The bank integrates financial services for rural revitalization into its leadership projects, emphasizing the role of party organizations in promoting financial development [3]. - The bank's strategy includes focusing on six agricultural service areas: major agricultural projects, agricultural financing guarantees, market credit, agricultural supplies, agricultural machinery, and agricultural technology [3]. Project Support and Financial Products - By May 2025, the bank's loans in the rural revitalization sector are projected to exceed 30 billion yuan, supporting over 300 enterprises [4]. - Innovative financial products have been developed, such as "Sunan Cloud Loan" and "Yunong Loan - Urban-Rural Integration Loan," to cater to diverse customer needs [7]. Urban-Rural Integration Initiatives - The bank is involved in projects that combine agriculture and tourism, enhancing rural areas through financial support for boutique homestays and cultural centers [8]. - The bank has provided a total credit amount of 4.9 billion yuan for major industrial projects in Jiangsu, focusing on sectors like battery manufacturing and smart manufacturing [9]. Talent Development and Digital Transformation - The bank is committed to cultivating a talent pool specialized in rural financial services, aiming to train 500 professionals by the end of 2025 [9]. - Digital tools and platforms are being developed to enhance customer engagement and streamline financial services [9]. Future Directions - The Jiangsu Branch plans to align its strategies with new urbanization and comprehensive rural revitalization, focusing on government collaboration, financing intelligence, and integrated services [10].