前7个月票据新增融资同比增加6101亿元

Core Insights - The financial data for July indicates that the bill financing sector in China has played a significant role in supporting economic development, particularly for small and medium-sized enterprises (SMEs) [1][2] Group 1: Bill Financing Data - From January to July this year, new bill financing reached 824.7 billion yuan, an increase of 610.1 billion yuan year-on-year, accounting for 6.4% of the new loans this year [1] - In the first half of the year, the total amount of accepted bills was 20.06 trillion yuan, a year-on-year increase of 11.57%, while the total discount amount was 16 trillion yuan, up 12.09% year-on-year [1] - The acceptance amount accounted for 30% of GDP, and the discount amount accounted for 24% of GDP, indicating a positive contribution to economic development [1] Group 2: Support for SMEs - In June alone, 107,000 SMEs issued bills, representing 93.2% of all issuing enterprises, with a total bill issuance amount of 2.4 trillion yuan, which is 69.8% of the total [1] - A total of 121,000 SMEs discounted bills, making up 96.3% of all discounting enterprises, with a discount amount of 2 trillion yuan, accounting for 71.9% of the total [1] - The discount acceptance ratio for SMEs reached 83%, demonstrating strong support for their financing needs [1] Group 3: Characteristics of Bill Financing - Bills serve as a financial product that integrates payment, settlement, financing, and credit balance, characterized by legal protection, support from the new generation of the bill system, convenience, accessibility, low cost, and quick adaptation to the liquidity needs of SMEs [2]