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深耕细分领域+打造服务新范式 科技金融如何赋能中小企业?

Group 1 - Postal Savings Bank of China (PSBC) Linyi Branch has been actively supporting technology-based small and medium-sized enterprises (SMEs) through innovative financial products and services, injecting strong financial momentum into the regional economy [1][2] - The bank has introduced products like "Science and Technology Credit Loan" and "Technology Credit Loan" tailored for the characteristics of light-asset and high-growth technology SMEs, enhancing their development capabilities [2][6] - As of now, PSBC has provided over 9.2 billion yuan in funding support to technology-based SMEs, with a loan balance of 4.367 billion yuan [1][7] Group 2 - The bank's collaboration with local government agencies has enabled comprehensive outreach to technology SMEs, ensuring that policy benefits reach the enterprises directly [7] - A notable example includes the issuance of a 15 million yuan loan to Shandong Weihe Transmission Co., Ltd. for purchasing components and expanding production [3][6] - The bank's efforts have resulted in a significant increase in the loan support for technology SMEs, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [6]