Zhong Guo Jin Rong Xin Xi Wang·2025-08-15 11:53Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is actively implementing the "Spring融行动2025" initiative to enhance foreign trade financial services, achieving significant financing milestones to support high-quality regional foreign trade development [1][2][3] Group 1: Financing Initiatives - As of July 2025, ICBC Beihai Branch has provided over 400 million RMB in trade financing, empowering local foreign trade enterprises [1] - The branch utilizes digital inclusive products like "Cross-border Loans" to address financing challenges for light-asset import and export companies, exemplified by a 700,000 RMB loan issued within three days to a clothing company [1] - A biotechnology company received 3 million RMB in financing within 72 hours through electronic documentation, ensuring timely procurement of production materials [1] Group 2: Service Optimization - ICBC Beihai Branch has established a green channel for cross-border financial services, prioritizing businesses within the Beihai Tieshan Port National Import Trade Promotion Innovation Demonstration Zone [2] - The branch facilitated an international trade import letter of credit for a key enterprise, amounting to approximately 27.76 million USD, while providing comprehensive financial services [2] - The introduction of a foreign exchange service window and a dedicated client service center has streamlined international trade financing processes, significantly speeding up service delivery [2] Group 3: Targeted Support for Enterprises - The branch offers a variety of financial products, including bank acceptance bills and supply chain financing, to meet the diverse financing needs of large, medium, and small enterprises [3] - A customized financing solution was provided to a paper company, resulting in 200 million RMB in electronic bank acceptance bill financing to support raw material imports [3] - The "Quick Loan" series of online loan products has been promoted to small and micro foreign trade enterprises, with a notable 2.4 million RMB loan issued to a frozen food export company [3] Group 4: Risk Management - ICBC Beihai Branch emphasizes compliance and risk management to support high-quality development, implementing mechanisms for verifying trade background authenticity and tracking repayment progress [3] - The branch has developed risk mitigation plans in response to commodity price fluctuations, including dynamic collateral adjustments and credit limit modifications [3]