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佐力小贷(06866)发布中期业绩,股东应占利润3190.3万元 同比减少29%
ZUOLI M-FINZUOLI M-FIN(HK:06866) 智通财经网·2025-08-15 12:21

Core Viewpoint - Zhaoli Small Loan (06866) reported a decrease in net interest income and profit for the six months ending June 30, 2025, indicating challenges in maintaining profitability amid declining loan rates [1] Financial Performance - The company achieved net interest income of 73.819 million yuan, a year-on-year decrease of 9.35% [1] - Profit attributable to equity shareholders was 31.903 million yuan, down 29% year-on-year [1] - Earnings per share stood at 0.03 yuan [1] Loan Rates - The average loan interest rates for the periods ending June 30, 2024, and June 30, 2025, were 7.6% and 6.8%, respectively, showing a decline [1] - The decrease in average loan rates was primarily due to the continuous reduction in loan rates by banks and industry peers [1] - The company adjusted its average loan rates downward to ensure asset quality in response to market conditions [1]