乔治白: 对外担保管理办法

Core Viewpoint - The company has established a set of guidelines to regulate external guarantees, ensuring the protection of investors' rights and the safety of company assets [1][2]. Group 1: Principles and Approval Process - The company defines "guarantee" as providing assurance, mortgage, pledge, lien, and deposit for others, including for its subsidiaries [1]. - External guarantees must adhere to principles of legality, prudence, mutual benefit, and safety, with strict control over guarantee risks [1]. - Approval for external guarantees requires a two-thirds majority from the board of directors, and certain guarantees exceeding specified thresholds must be approved by the shareholders' meeting [2][3]. Group 2: Risk Management and Oversight - The company must require counter-guarantees from the other party, ensuring that the counter-guarantee provider has the actual capacity to bear the obligation [1]. - The financial department is responsible for submitting a written application and due diligence report, which includes details on the guarantee amount, credit status of the guaranteed party, and associated risks [2]. - Continuous monitoring of the guaranteed party's financial status is mandated, with regular reporting to the board of directors [5]. Group 3: Disclosure and Compliance - The company is required to disclose relevant information regarding external guarantees in a timely manner [3]. - Independent directors must provide independent opinions on external guarantee matters and conduct regular investigations into the company's guarantee situation [5]. - The guidelines will take effect upon approval by the shareholders' meeting and will be interpreted by the board of directors [5].