LexinFintech: Attractive On The Surface, But Credit Discipline And Growth Gaps

Group 1 - LexinFintech Holdings (NASDAQ: LX) appears to be a reasonably undervalued stock with decent yield, making it look like a decent buy from an external perspective [1] - The company's topline performance is competitive and aligns with industry peers such as FinVolution [1] Group 2 - A deeper analysis reveals potential concerns that may not be immediately apparent from surface-level metrics [1]