居民存款减少1.1万亿元去哪了？存款“搬家”信号初现

Group 1 - The core viewpoint of the articles highlights a significant trend of "deposit migration" where residents are moving their savings from traditional bank deposits to non-bank financial products, influenced by the rising stock market and improving investment sentiment [1][2][3]. - In July, non-bank deposits increased by 2.14 trillion yuan, while household deposits decreased by 1.1 trillion yuan, indicating a shift in asset allocation among residents [2][3]. - Analysts suggest that the current market environment, characterized by a "slow bull" trend in the stock market, is prompting residents to seek higher returns through investments in stocks and other financial instruments [1][2]. Group 2 - The number of new stock accounts opened in July reached 1.9636 million, a year-on-year increase of 70.54%, reflecting growing interest in the stock market among retail investors [5]. - Young investors, particularly those born after 2000, are increasingly participating in the stock market, driven by the perception of abundant investment opportunities as the market rises [6][7]. - The sentiment among new investors is one of excitement and engagement, with many expressing a strong desire to learn and invest actively in various sectors, including technology and pharmaceuticals [6][7].