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农业银行兴安分行 坚守“三农”主责主业助力地方经济发展
Zheng Quan Ri Bao Zhi Sheng·2025-08-18 00:39

Core Viewpoint - Agricultural Bank of China is actively supporting the agricultural sector in Inner Mongolia's Xingan League through various financial products and services, significantly boosting local agricultural production and economic development [1][2][4]. Group 1: Agricultural Credit Support - The Agricultural Bank of Xingan League has invested a total of 6.976 billion yuan in agricultural loans in the first half of the year, with a loan balance of 14.244 billion yuan, an increase of 2.241 billion yuan from the beginning of the year, representing a growth rate of 18.67% [2]. - The bank has focused on the entire agricultural industry chain, promoting products like "Nongyin e-loan" and "Huinong e-loan," with a total of 6.202 billion yuan allocated to agricultural entities, benefiting 68,100 households [2][3]. Group 2: Credit Loan Innovations - The bank has introduced innovative credit loan products such as "Smart Livestock Loan" and "Grain Storage Loan," utilizing collateral methods like livestock and grain inventory to alleviate guarantee difficulties for agricultural operators [3]. - In the first half of 2025, the bank provided 6.218 billion yuan in credit loans to agricultural entities, with a loan balance reaching 9.461 billion yuan, an increase of 1.922 billion yuan from the beginning of the year [3]. Group 3: Financial Supply for Key Agricultural Products - The bank has conducted a "Thousand Enterprises, Ten Thousand Households" outreach initiative to strengthen financial support for key agricultural enterprises, ensuring the financial supply for important agricultural products [4]. - As of June 2025, the bank's county-level loan balance reached 23.912 billion yuan, with significant increases in loans for grain (6.431 billion yuan), rural industries (11.439 billion yuan), and agricultural loans (10.106 billion yuan) [4]. Group 4: Financial Services for Farmers - The bank has established over 30 mobile service teams to provide credit loans directly to farmers, adapting repayment methods to align with agricultural production cycles [5]. - New products like "Huinong e-loan Merchant Loan" and "Huinong e-loan Rural Tourism Loan" have been launched, with individual credit limits up to 2 million yuan, supporting various agricultural clients [6]. Group 5: Overall Loan Performance - In the first half of the year, the bank issued a total of 10.923 billion yuan in various entity loans, with an overall loan balance of 23.001 billion yuan, an increase of 2.920 billion yuan from the beginning of the year [6].