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央行上海总部:7月末人民币贷款减少448亿元,外币贷款减少23亿美元
Xin Hua Cai Jing·2025-08-18 05:36

Core Insights - The People's Bank of China Shanghai Headquarters reported that as of the end of July, the total balance of domestic and foreign currency loans in Shanghai reached 12.79 trillion yuan, reflecting a year-on-year growth of 7.8%, which is a decrease of 0.6 percentage points compared to the end of the previous month [1] Loan Breakdown - The balance of RMB loans stood at 12.21 trillion yuan, with a year-on-year increase of 8.1%, also down by 0.6 percentage points from the previous month [1] - The balance of foreign currency loans was 80.1 billion USD, showing a year-on-year growth of 1.6%, which is a decline of 0.5 percentage points from the previous month [1] Monthly Changes - In July, RMB loans decreased by 44.8 billion yuan, which is a reduction of 69 billion yuan compared to the same month last year [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans rising by 3.1 billion yuan and medium to long-term loans increasing by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan, while bill financing increased by 4.2 billion yuan [1] - Non-bank financial institutions saw an increase in loans by 9 billion yuan [1] - Foreign currency loans decreased by 2.3 billion USD, which is a larger decline of 500 million USD compared to the same month last year [1]