二季度银行业数据出炉，总资产保持增长

Group 1 - The total assets of China's banking financial institutions reached 467.3 trillion yuan at the end of Q2 2025, representing a year-on-year growth of 7.9% [1] - Large commercial banks accounted for 204.2 trillion yuan of total assets, with a year-on-year increase of 10.4%, making up 43.7% of the total [1] - Joint-stock commercial banks had total assets of 75.7 trillion yuan, growing by 5% year-on-year, which represents 16.2% of the total [1] Group 2 - The quality of credit assets in commercial banks improved, with a decrease in both non-performing loan balance and non-performing loan ratio [3] - By the end of Q2, the non-performing loan balance was 3.4 trillion yuan, down by 24 billion yuan from the previous quarter [3] - The non-performing loan ratio stood at 1.49%, a decrease of 0.02 percentage points from the previous quarter [3] Group 3 - In the first half of the year, commercial banks achieved a cumulative net profit of 1.2 trillion yuan [3] - The average capital return rate was 8.19% as of the end of Q2 2025 [3] - The average asset return rate was recorded at 0.63% [3]