江阴农商银行上半年营收净利润双增

Core Insights - Jiangyin Rural Commercial Bank reported a revenue of 2.40 billion yuan for the first half of 2025, marking a year-on-year increase of 10.45% [1][3] - The net profit attributable to shareholders reached 846 million yuan, reflecting a growth of 16.63% compared to the same period last year [1][3] Financial Performance - Total revenue for the first half of 2025 was 2,401.12 million yuan, up from 2,173.93 million yuan in the first half of 2024, representing a 10.45% increase [3] - Total profit amounted to 942.66 million yuan, which is a significant increase of 38.30% from 681.59 million yuan in the previous year [3] - The net profit attributable to shareholders was 845.99 million yuan, compared to 725.39 million yuan in the same period last year, showing a growth of 16.63% [3] - The net profit after deducting non-recurring gains and losses was 827.19 million yuan, up 21.26% from 682.15 million yuan [3] Asset and Liability Management - As of June 30, 2025, the total assets of Jiangyin Rural Commercial Bank reached 207.58 billion yuan, an increase of 3.67% from the end of the previous year [3] - Total liabilities were reported at 188.38 billion yuan, reflecting a growth of 3.86% compared to the previous year-end [3] - Total deposits amounted to 162.18 billion yuan, with a year-to-date increase of 6.82%, while total loans reached 131.42 billion yuan, up 5.87% from the beginning of the year [3] Asset Quality - The non-performing loan ratio remained stable at 0.86%, unchanged from the beginning of the year [4] - The provision coverage ratio improved by 11.9 percentage points, reaching 381.22% [4]