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香港保险密度亚洲第一
Xin Hua Wang·2025-08-18 07:49

Group 1 - The core viewpoint of the article highlights Hong Kong's leading position in the insurance market, with the highest insurance density in Asia and the second highest globally, alongside an insurance penetration rate of 18.2% in 2024 [1] - Hong Kong has approximately 160 licensed insurance companies and three international insurance groups headquartered in the region, showcasing its robust insurance market infrastructure [1] - The total gross premium income for the insurance sector in 2024 reached HKD 637.8 billion, with new policy premiums for long-term business increasing by 21.4% year-on-year, indicating a strong risk awareness among Hong Kong citizens [1] Group 2 - The Hong Kong government and the Insurance Authority plan to create a favorable environment for the insurance industry, including outreach to potential companies for establishing captive insurance operations [1] - There is a commitment to deepen financial market connectivity between mainland China and Hong Kong, promoting high-quality development of the insurance market in the Guangdong-Hong Kong-Macao Greater Bay Area [1] - The government aims to actively promote the advantages of Hong Kong's insurance industry to international markets [1]