“底仓”文化赋能，国海富兰克林FOF如何做到“长钱稳投”？

Group 1 - The personal pension fund industry has achieved double growth in performance and scale in 2023, with the Y-share scale surpassing 12.41 billion yuan, a 35.7% increase from the end of last year [1] - FOF funds remain the dominant force in the personal pension fund sector, accounting for approximately 87.3% of the total Y-share scale [1] - All personal pension funds have reported positive returns in the first half of the year, with the highest return exceeding 20%, indicating a favorable investment environment [1] Group 2 - The global asset allocation and flexible investment strategies are key characteristics of FOF products, as exemplified by Guohai Franklin Fund's FOF products, which have received high recommendations from strong retail channels [2] - The Guofu Balanced Pension Three-Year Mixed FOF has achieved a return of 25.24% over the past year, ranking in the top 2% among similar conservative mixed funds [2] - The fund's investment strategy allows for flexible adjustments in equity asset allocation based on market conditions, maintaining a central investment ratio of 50% [2] Group 3 - The Guofu Balanced Pension Three-Year Mixed FOF has diversified its equity investments across multiple markets, including A-shares, Hong Kong stocks, and U.S. stocks, effectively capturing market trends [3] - The fund has strategically increased its allocation to technology sectors in Hong Kong and the U.S. while also investing in bonds and commodities to achieve risk diversification [3] - The fund has successfully navigated market trends by adjusting its asset allocation in response to changing market conditions over the years [3] Group 4 - Guohai Franklin Fund emphasizes a "bottom warehouse" culture that aligns with the long-term investment goals of pension funds, focusing on stable asset appreciation [4] - The firm employs in-depth fundamental research and a balanced value-oriented allocation strategy to achieve sustainable risk-adjusted returns [4] - This long-term investment philosophy has resulted in the firm receiving five-star ratings for its stock and bond investment capabilities over various time frames [4] Group 5 - The FOF fund products under Guohai Franklin Fund demonstrate significant advantages in balanced and stable performance, making them ideal for pension fund investments focused on long-term financial security [5]