7月上海本外币贷款余额12.79万亿元 同比增长7.8%

Group 1: Loan Data - As of the end of July, the total balance of domestic and foreign currency loans in Shanghai reached 12.79 trillion yuan, with a year-on-year growth of 7.8%, which is 0.6 percentage points lower than the end of the previous month [1] - The balance of RMB loans was 12.21 trillion yuan, growing by 8.1% year-on-year, also 0.6 percentage points lower than the previous month [1] - Foreign currency loans amounted to 80.1 billion USD, with a year-on-year increase of 1.6%, down 0.5 percentage points from the previous month [1] Group 2: Loan Breakdown - In July, RMB loans decreased by 44.8 billion yuan, which is a reduction of 69 billion yuan year-on-year [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans up by 3.1 billion yuan and medium to long-term loans up by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan [1] Group 3: Deposit Data - By the end of July, the total balance of domestic and foreign currency deposits in Shanghai was 23.07 trillion yuan, with a year-on-year growth of 7.4%, which is 0.1 percentage points lower than the previous month [2] - The balance of RMB deposits was 21.81 trillion yuan, growing by 7.3% year-on-year, which is 0.1 percentage points higher than the previous month [2] - Foreign currency deposits totaled 176.5 billion USD, with a year-on-year increase of 8.3%, but the growth rate decreased by 4.6 percentage points compared to the previous month [2] Group 4: Deposit Breakdown - In July, RMB deposits increased by 216.7 billion yuan, which is an increase of 42.8 billion yuan year-on-year [2] - Household deposits decreased by 70.9 billion yuan, which is a reduction of 50.1 billion yuan year-on-year [2] - Non-financial corporate deposits decreased by 72.4 billion yuan, which is a decrease of 25 billion yuan year-on-year [2]