“融资+融智”一站式金融解决方案

Core Viewpoint - The article highlights the efforts of Zhuhai's Construction Bank in enhancing cross-border financial services through the EF account system, facilitating international business operations for local enterprises, and supporting the city's high-level opening-up strategy [2][3][5]. Group 1: Cross-Border Financial Services - Zhuhai Construction Bank has successfully facilitated the first EF account transaction for a local technology company, showcasing the advantages of the EF account system in supporting enterprises' overseas investments and promoting financial connectivity between Guangdong and Macau [3][4]. - The EF account system provides significant benefits in trade settlement, allowing for efficient cross-border payments without prior verification of background materials for transactions under $50,000, thus enhancing the competitiveness of high-tech enterprises in cross-border trade [4][5]. - The bank has processed a total of 8.08 billion yuan in fund transfers and foreign exchange transactions through the EF account, indicating its growing application in various financial scenarios [5]. Group 2: Support for Local Enterprises - Zhuhai Construction Bank has been instrumental in providing comprehensive financial services to local manufacturing enterprises, helping them adapt to global market demands and facilitating their international expansion [6][7]. - The bank has designed a series of financial products to mitigate exchange rate risks for local companies, including a risk-reversal options strategy that reduces hedging costs while effectively managing currency exposure [7]. - In 2023, the bank has completed 30 foreign direct investment (FDI) transactions totaling approximately $1.66 million, demonstrating its commitment to attracting foreign capital into key sectors of the local economy [13]. Group 3: Attracting Foreign Investment - Zhuhai's favorable business environment and proximity to Hong Kong and Macau have made it an attractive destination for foreign investment, particularly in new production capabilities and green technologies [11][12]. - The bank has supported foreign investment initiatives, such as the acquisition of a local supply chain management company by a Hong Kong-listed firm, enhancing the local economy's capacity for waste management and recycling [12]. - The bank has established a comprehensive cross-border custody service framework, facilitating the smooth flow of cross-border funds and supporting local enterprises in their overseas ventures [13].