Jin Rong Shi Bao·2025-08-19 01:03Core Viewpoint - The practice of monthly premium disclosure by listed insurance companies in China has been broken, with major companies like China Life, China Ping An, and China Pacific Insurance no longer publishing this data [1][2]. Group 1: Reasons for Stopping Monthly Premium Disclosure - Regulatory bodies do not mandate insurance companies to disclose monthly premium income, allowing companies to have discretion over such disclosures [1][2]. - The implementation of new accounting standards (IFRS 17) has changed the way premium income is recognized, making previous data incomparable [1][2]. - Monthly premium income can fluctuate significantly due to various factors, such as seasonal trends and marketing activities, which may not accurately reflect the long-term operational stability of insurance companies [2][3]. Group 2: Alternative Metrics for Evaluating Insurance Companies - Consumers should focus on the solvency adequacy of insurance companies, which indicates their ability to meet obligations under extreme risk scenarios [3][4]. - Investors should pay attention to indicators such as new business value, channel efficiency, comprehensive cost ratio, and investment return rate, which are available in annual and semi-annual reports [3][4]. - Monitoring regulatory penalties against insurance companies can provide insights into their business quality and compliance levels [3][4].