农业保险遥感技术迎来应用规范

Core Viewpoint - The China Insurance Industry Association and the China Agricultural Risk Management Research Association have jointly released a series of standards for the application of remote sensing technology in agricultural insurance, specifically for rice, wheat, corn, and cotton crops, aiming to enhance the precision of underwriting and claims assessment in agricultural insurance [1][2]. Group 1 - The series of standards provides a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, underwriting verification, and disaster loss assessment [2]. - The development of these standards took four years, involving feasibility studies, technical research, field meetings, and public consultations to ensure transparency and effectiveness [2]. - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improve service quality, enhance compliance, combat insurance fraud, and increase farmers' satisfaction and risk management capabilities [2]. Group 2 - The standards will guide the industry in conducting agricultural insurance remote sensing work under a unified framework, reducing disputes in underwriting and claims, and supporting national food security and rural revitalization efforts [2].