香港保险密度高踞亚洲第一

Group 1 - Hong Kong's insurance density ranks first in Asia and second globally, with a penetration rate of 18.2% in 2024 [1] - The total gross premium for the insurance sector in Hong Kong reached HKD 637.8 billion in 2024, with new policy premiums for long-term business (excluding retirement plans) increasing by 21.4% year-on-year [1] - The Hong Kong government and the Insurance Authority will continue to create a favorable environment for the insurance industry, including promoting the establishment of dedicated self-insurance companies [1] Group 2 - The number of registered dedicated self-insurance companies in Hong Kong has increased to six, following the authorization of Shanghai Automotive Group Insurance Co., Ltd. to operate in Hong Kong [2]