Zhong Guo Jin Rong Xin Xi Wang·2025-08-19 11:41Core Points - Postal Savings Bank of China (PSBC) has launched the "Huitongban" mini-program in collaboration with the Jixian County government to provide convenient financial services for individuals with entrepreneurial intentions and employment needs [1] - The mini-program allows applicants to submit re-employment guarantee loan applications online, streamlining the process and reducing the need for in-person visits [1] - The loan limit has been increased to 300,000 yuan, and interest rates are adjusted in line with the People's Bank of China's Loan Prime Rate (LPR) to alleviate repayment burdens for applicants [1] Summary by Sections Financial Services Innovation - The "Huitongban" mini-program enables online submission of loan applications, avoiding repeated document submissions and enhancing efficiency [1] - The initiative aims to bridge the service gap for the community, ensuring that financial services are accessible without the need for physical visits [1] Loan Policy Enhancements - The maximum loan amount for re-employment guarantee loans has been raised to 300,000 yuan, addressing the funding pressures faced by entrepreneurs [1] - Interest rates for these loans are now aligned with the LPR adjustments, providing tangible benefits to applicants [1] Promotion and Outreach - PSBC has engaged in multi-channel promotional activities in partnership with the county government to raise awareness about the mini-program and loan policies [1] - Efforts include utilizing government websites, social media, and direct outreach to communities and entrepreneurial zones to educate potential applicants [1] Impact and Results - Since the launch of the "Huitongban" mini-program, over 4.4 million yuan in loans have been disbursed, supporting more than 30 entrepreneurs [2]