Standard Premium Projects Record Earnings and Portfolio Growth for Fiscal Year 2025

Core Insights - Standard Premium Finance Holdings, Inc. projects record net income exceeding $1 million for fiscal year 2025, marking a 13% year-over-year increase [2][3] - The company anticipates a 15% growth in its loan portfolio, reaching over $75 million by the end of 2025 [2][4] - Return-on-equity is expected to surpass 15%, with basic earnings per share projected at $0.34 [2] Financial Performance - The company achieved record profitability in fiscal year 2024, which has continued into the first half of 2025 [4] - Improved funding costs and disciplined expense management have contributed to the positive outlook [4] - Preferred dividends are expected to remain fully up-to-date at 7% [2] Strategic Positioning - The CEO highlights the milestone of crossing the $1 million earnings mark as a result of strategic expansion and operational efficiencies [3] - The CFO emphasizes the strength of the company's capital strategy and cost management initiatives in meeting growth targets [5] - Standard Premium has financed over $2 billion in property and casualty insurance policies since 1991 and operates in 38 states [5]