Zheng Quan Ri Bao·2025-08-19 16:37Core Viewpoint - The People's Bank of China has updated the significant changes in non-bank payment institutions, highlighting key changes in major shareholders and business types for companies like Chuanhua Payment, Beijing GaoHuiTong, and Lakala Payment [1][2]. Company Summaries - Chuanhua Payment's major shareholder has changed from Chuanhua Logistics Group to Shanghai Xunhui Information Technology, with the actual controller shifting from Xu Guanju to MENGPO [2]. - Beijing GaoHuiTong has reduced its business types, exiting Class II stored value account operations while retaining Class I operations [2]. - Lakala Payment's major shareholder, Legend Holdings, has decreased its shareholding from 26.54% to 23.54% [2]. Industry Trends - The payment industry is undergoing continuous adjustments, with six significant changes reported in 2025 alone, including capital increases, executive adjustments, and changes in shareholding structures [4]. - The frequency of adjustments among payment institutions is attributed to four main reasons: strategic adjustments, compliance needs, business focus, and capital operations [4][5]. - The current payment industry is in a phase of "high-quality development + differentiated competition," with regulatory requirements becoming stricter and the value of licenses returning to scarcity [5][6].