农业保险遥感技术迎来应用规范

Core Points - The China Insurance Industry Association and the China Agricultural Risk Management Research Association have jointly released a series of standards for the application of remote sensing technology in agricultural insurance, specifically for rice, wheat, corn, and cotton [1][2] - The standards aim to enhance the accuracy of underwriting and claims assessment in agricultural insurance, reduce labor costs, and address discrepancies in data interpretation among remote sensing companies [1][2] Group 1 - The series of standards provides a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, underwriting verification, and damage assessment [2] - The development of these standards took four years, involving feasibility studies, technical research, field meetings, and public consultations to ensure transparency and effectiveness [2] - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improve compliance, combat fraud, and enhance farmers' satisfaction and risk management capabilities [2] Group 2 - The standards will guide the industry in conducting agricultural insurance remote sensing work under a unified framework, reducing disputes in underwriting and claims [2] - The initiative aligns with national policies aimed at enhancing agricultural productivity and ensuring food security, contributing positively to the high-quality development of agricultural insurance [2]