Qi Lu Wan Bao Wang·2025-08-20 05:50Core Viewpoint - Postal Savings Bank of China (601658) is actively promoting consumption and supporting regional economic development through innovative financial services, having issued a total of 1.2 billion yuan in consumer loans by the end of July this year [1] Group 1: Consumer Loan Initiatives - The bank focuses on various consumer demands such as housing, automobiles, and large-scale consumption, leveraging policies to support both new and second-hand housing markets [1] - It optimizes automotive financial services and promotes trade-in activities to stimulate large-scale consumption [1] Group 2: Marketing and Consumer Engagement - The bank conducts diverse marketing activities in sectors like dining, shopping, tourism, and government consumption vouchers to enhance consumer engagement [1] - It emphasizes online platforms to boost consumption activities, aiming for a multi-faceted approach to stimulate quick consumption growth [1] Group 3: Financial Product Development - The bank is enhancing its financial product and service offerings to create accessible consumer finance solutions [1] - It is optimizing consumer credit limits, terms, and interest rates to build consumer confidence in borrowing [1] Group 4: Policy Implementation - The bank is actively implementing personal consumer loan and service industry loan interest subsidy policies to ensure timely benefits from national policies reach consumers [1] - This initiative aims to boost consumer confidence, unleash domestic demand potential, and contribute to high-quality economic development [1]