个人养老金领取有变！9月1日起实施

Group 1 - The Ministry of Human Resources and Social Security, along with four other departments, issued a notification on August 19 regarding the collection of personal pensions, which will take effect from September 1 [1] - The notification introduces three new scenarios for collecting personal pensions, expanding the previous criteria [3] - Previously, individuals could collect personal pensions if they met one of the following conditions: reaching the retirement age for basic pensions, completely losing labor capacity, or settling abroad [3] Group 2 - The notification adds new online service channels for applying for personal pensions, including the National Social Insurance Public Service Platform, electronic social security cards, and the "Zhangshang 12333" app [3] - Applicants must meet specific conditions related to medical expenses, unemployment insurance, or minimum living security to qualify for pension collection [3] - The medical expenses must exceed the average disposable income of residents in the province for the previous year, and unemployment insurance must have been received for a cumulative total of 12 months within the last two years [3]