消费金融公司优服务促消费
Jing Ji Ri Bao·2025-08-20 23:09

Group 1 - The Ministry of Finance, the People's Bank of China, and the Financial Regulatory Administration have issued the "Implementation Plan for Fiscal Subsidies for Personal Consumption Loans," which includes several consumer finance companies as loan processing institutions [1] - The inclusion of five additional personal consumption loan institutions indicates regulatory recognition of the role of consumer finance companies in personal consumption loans and reflects the growing importance of new citizens as a consumer group [1] - Consumer finance companies are responding positively to the plan, with institutions like Zhaolian Consumer Finance and Industrial Bank Consumer Finance committing to actively implement the fiscal subsidy policy to stimulate market vitality [2] Group 2 - Consumer finance companies are becoming a vital force in driving consumption, with their asset scale and loan balance projected to reach 1.384859 trillion yuan and 1.345603 trillion yuan respectively by the end of 2024 [3] - The industry is encouraged to adapt to new trends in consumer credit, optimize products and services, and reduce the cost of personal consumption loans while enhancing application processes [3] - There is a focus on leveraging big data analysis for precise marketing to identify consumer potential and match consumer needs effectively [3]