Core Viewpoint - Recent announcements from several village banks in Zhejiang, Guizhou, and Jilin indicate a reduction in deposit interest rates, with decreases ranging from 10 to 20 basis points. This contrasts with the introduction of large time deposit products offering annual interest rates above 2% by various banks, drawing market attention [1] Group 1: Deposit Rate Adjustments - Multiple village banks in Zhejiang, Guizhou, and Jilin have announced a reduction in deposit interest rates [1] - The reduction in rates is primarily led by small and medium-sized banks, which are responding to a trend of declining net interest margins [1] - The adjustments aim to stabilize interest margins by proactively managing funding costs [1] Group 2: Future Considerations for Banks - The trend of lowering deposit rates is expected to continue, prompting small and medium-sized banks to rethink their reliance on high-interest deposits [1] - There is a need for these banks to develop differentiated products and service systems to enhance their core competitiveness [1]
多家中小银行下调存款利率 最高降幅20个基点
Zheng Quan Shi Bao Wang·2025-08-20 23:21