信也科技2025年Q2营收35.8亿元 净利润7.5亿元

Core Insights - Xinyi Technology reported its Q2 2025 unaudited financial results, achieving revenue of 3.58 billion RMB and a net profit of 750 million RMB [1] - The company facilitated a transaction volume of 54 billion RMB in the quarter, reflecting a year-on-year growth of 10.9%, with a loan balance of 77.5 billion RMB, up 18.1% year-on-year [1] Domestic Performance - In the domestic market, the transaction volume reached 50.8 billion RMB, marking a year-on-year increase of 9.5%, while the loan balance was 75.4 billion RMB, up 17.4% year-on-year [1] - The company served 430,000 domestic micro and small enterprises, facilitating a transaction volume of 15.3 billion RMB, which accounted for 30% of the group's domestic transaction volume [1] International Performance - The international business saw a transaction volume exceeding 3.2 billion RMB, representing a year-on-year growth of 39%, with revenue nearing 800 million RMB, up 41.5%, contributing 22.3% to the group's total revenue [1] - As of the end of Q2, the company had served a cumulative total of 8.7 million overseas users, indicating a continued diversification of its business layout [1] Financing Activity - In June, the company completed the issuance of convertible senior notes totaling 150 million USD, maturing in 2030 [1]